Hdfc Transfer Limit -

IMPS is HDFC’s fastest mode (real-time, 24x7), but the ₹5 lakh daily cap is rigid. For amounts above ₹5 lakh, you must use RTGS (weekday daytime) or NEFT (batch).

No. Minimum balance requirement for transfer is ₹1 plus applicable charges. hdfc transfer limit

If you regularly need > ₹5 lakh, request HDFC to enable "Corporate Limit" on your savings account – this raises RTGS to ₹1 crore via NetBanking (requires income proof > ₹50 lakh/year). This information is accurate as of April 2026. HDFC Bank may revise limits with RBI approval. Always check within your NetBanking dashboard before initiating large transfers. IMPS is HDFC’s fastest mode (real-time, 24x7), but

If you have a HDFC Savings Max or Preferred account , you can call phone banking and raise a temporary IMPS limit to ₹10 lakh for 24 hours (rarely advertised). 4. UPI (Unified Payments Interface) | Transaction type | Per Transaction | Daily Limit | |----------------|----------------|--------------| | UPI to other bank (normal) | ₹1 – ₹1 lakh | ₹1 lakh | | UPI to HDFC account | ₹1 – ₹1 lakh | ₹1 lakh | | UPI 2.0 (mandate-based) | Up to ₹5 lakh | ₹5 lakh (requires mandate) | | HDFC UPI Circle (family) | ₹1 – ₹15,000 | ₹15,000 (secondary user) | Minimum balance requirement for transfer is ₹1 plus

Internal transfers do not count toward your NEFT/RTGS daily aggregate. You can send ₹25 lakh via IMPS + ₹25 lakh internal + ₹5 lakh UPI on the same day. 6. International Outward Remittance (Wire Transfer / SWIFT) | Channel | Per Transaction | Daily / Annual Limit | Documentation needed | |---------|----------------|----------------------|----------------------| | NetBanking (Remit) | $1 – $25,000 (or equivalent) | $25,000 per day; $250,000 per year (under LRS) | PAN, beneficiary bank details | | Branch (Form A2) | Above $25,000 | No daily cap, but within RBI LRS ($250,000/year) | Purpose code, invoice (if business) |