Union Bank Rtgs Charges !exclusive! May 2026

✅ when done via internet banking or the Union Bank Vyom app. 2. Branch RTGS (Over the counter) If you visit a branch to initiate RTGS (e.g., for cash deposits or if you don’t have net banking), charges apply:

| Transaction Amount | Bank Charges | + GST (18%) | | |-------------------|--------------|-------------|------------| | ₹2 lakh to ₹5 lakh | ₹25 | ₹4.50 | ₹29.50 | | Above ₹5 lakh | ₹50 | ₹9.00 | ₹59.00 | union bank rtgs charges

If you need to transfer ₹2 lakh or more instantly, RTGS (Real Time Gross Settlement) is your best friend. Unlike NEFT (which settles in batches), RTGS processes transactions one-by-one in real time—meaning the money hits the beneficiary’s account within 30 minutes. ✅ when done via internet banking or the

Before initiating a large RTGS, check your daily transaction limit in Union Bank Vyom (Menu > Settings > Transaction Limits). Increase it temporarily if needed – still free. Have you faced unexpected RTGS charges from Union Bank? Let me know in the comments below. Unlike NEFT (which settles in batches), RTGS processes

But what does Union Bank charge for this convenience? Let’s break down the latest fees, limits, and hidden tips to save money. Note: RBI mandates that savings account customers get free RTGS for online transactions (net banking/mobile app). However, branch transactions still carry a fee. 1. Online RTGS (Net Banking / Mobile Banking) | Transaction Amount | Charges (incl. GST) | |-------------------|----------------------| | ₹2 lakh to ₹5 lakh | NIL | | Above ₹5 lakh | NIL |